AGRICULTURE LOANS

PROPERTY TYPES:  RAW LAND, ROW CROP (SEASONAL), PERMANENT CROP, ORCHARDS, VINEYARDS, WINERIES, HORSE AND CATTLE RANCHES, PASTURE, HOBBY FARMS, STOCKYARDS, PACKING SHEDS

LENDING AREA:  NATIONWIDE

PROPERTY GRADES:  ALL GRADES

BORROWER CREDIT GRADES:  ALL GRADES

LOAN TO VALUE: 

40% TO 50% (HOLD FOR FUTURE DEVELOPMENT)

55% TO 75% (PRODUCING AND PRE-DEVELOPMENT)

LOAN TYPES:  PURCHASE, REFINANCE, CASH OUT REFINANCE, CROP DEVELOPMENT, WATER DEVELOPMENT, ENVIRONMENTAL RESTORATION

CURRENT AVERAGE FIXED RATES:  7.75% TO 11.75% (DEPENDS ON SIZE, LOCATION, PURPOSE, HISTORY, AND PRODUCTION)

CURRENT AVERAGE ADJUSTABLE RATES:  6.75% TO 9.75% (DEPENDS ON SIZE, LOCATION, PURPOSE, HISTORY, AND PRODUCTION)

CURRENT TERMS:  1 YEAR TO 25 YEARS

DEBT SERVICE:  MONTHLY, QUARTERLY, SEMI-ANNUAL AND ANNUAL (CUSTOMIZED REPAYMENT SCHEDULES AVAILABLE)

CURRENT AVERAGE LOAN FEES:  2.00% TO 4.00% (DEPENDS ON SIZE, LOCATION, PURPOSE, AND TERM)

MINIMUM/MAXIMUM LOAN AMOUNTS: 

$250K TO NO MAXIMUM (CALIFORNIA ONLY)

$1MIL TO NO MAXIMUM (NATIONWIDE)

PUT AN AGRICULTURAL FINANCE PROFESSIONAL TO WORK FOR YOU TODAY!

BE SURE TO ASK US ABOUT OUR COMPETITIVE EQUIPMENT LEASING PROGRAMS TOO!